Top Pros And Cons Of Living In Fort Walton Beach Florida

Are you considering moving to Fort Walton Beach and wondering about the pros and cons? In this guide, we'll explore exactly that, along with some essential things you should know before making your decision. Today, we're taking a vlog-style tour of Okaloosa Island, so you can get a glimpse of both the bay and the gulf as we discuss these aspects. Stick around for an insightful overview!

Navigating the Area

One of the first things you'll notice about Fort Walton Beach is its unique geographical layout. The presence of numerous bodies of water means that getting from point A to point B isn't always straightforward. Unlike places like Dayton, Ohio, where travel can be more direct, Fort Walton Beach requires a bit more navigation around water bodies, which can add time to your travel.

Pros of Living in Fort Walton Beach:

1. Beautiful Beaches:

• Access to stunning beaches, perfect for relaxation and water sports.
• Extra parking at beach access 2 on Okaloosa Island, providing convenience.

2. Variety of Activities:

• Tons of water sports and community events, including the famous Billy Bowlegs Festival.
• Festivals and events in neighboring areas like Destin and Sandestin, adding to the entertainment options.

3. Pleasant Weather:

• Enjoy warm weather for most of the year, with cooler temperatures during the winter months.
• Ideal conditions for outdoor activities, from beach days to community events.

4. Diverse Community:

• Experience a blend of southern hospitality, military presence, and local Florida culture.
• A unique mix of people that adds to the charm and character of the area.

5. Central Location:

• Centrally located between Pensacola and Panama City Beach, providing easy access to surrounding areas.
• Convenient for commuting to nearby bases, towns, or attractions.

6. Affordable Housing:

• Median home price is around $362,000, making it relatively affordable compared to other coastal areas.
• Wide range of housing options, from waterfront properties to more affordable homes.

7. Low Cost of Living:

• Cost of living is below the national average, with most expenses falling below the 100th percentile.
• Despite housing costs, amenities, location, and quality of life make it a worthwhile investment.

Cons of Living in Fort Walton Beach:

1. Traffic:

• During tourist season and peak times, traffic congestion can be a challenge.
• Limited infrastructure to accommodate the influx of visitors and residents.

2. Jet Noise:

• Proximity to Eglin Air Force Base and Hurlburt Field results in frequent jet noise.
• Fighter aircraft and special operations flights can be loud, especially for those not accustomed to it.

3. Hurricane Risk:

• While not common, the area is susceptible to hurricanes, with the last significant one being Hurricane Michael in 2018.
• Despite this, the area has seen fewer hurricanes compared to other parts of Florida.

4. Humidity:

• High humidity levels, especially during the summer months, can be uncomfortable.
• Conditions can be challenging for outdoor activities, particularly for those sensitive to humidity.

5. Public Transportation:

• Limited public transportation options, with reliance on services like Uber or Lyft for commuting.
• The bus system is not as extensive as in larger cities, impacting accessibility for some residents.

6. Insurance Costs:

• Rising insurance costs, particularly for property insurance, due to factors like hurricanes and coastal risks.
• While some companies are entering the market, rates remain a concern for residents.

7. Tourist Season:

• Increased crowds and traffic during peak tourist seasons can be overwhelming for some residents.
• Planning ahead and adjusting to seasonal changes in population are necessary for a smoother experience.

8. Eclectic Housing:

• Zoning and development patterns have led to a mix of housing styles and values in close proximity.
• The lack of uniformity in neighborhoods can be off-putting for those accustomed to planned communities.

Living in Fort Walton Beach offers a unique blend of amenities, community spirit, and coastal beauty. While there are challenges like traffic and weather, the overall quality of life and affordability make it a desirable place to live. Consider these pros and cons carefully to determine if Fort Walton Beach is the right fit for you. If you have any questions or need assistance with your move, feel free to call/text us at 850-204-4416 or email us at Admin@WhittemoreGroupRE.com.

Click here to see all available homes for sale in Fort Walton Beach, Florida area.