12 Things You Need To Know Before Moving To Fort Walton Beach, FL

Considering a move to Fort Walton Beach? Get ready to discover the most frequently asked questions and essential insights before making the leap. From neighborhoods to utility costs, weather, and community culture, we've got you covered.

1. Location

• Fort Walton Beach is located just west of Destin, encompassing Eglin Air Force Base.
• Known for its beautiful white sand beaches and emerald-colored waters, offering a relaxed beach lifestyle.

2. Population

• Fort Walton Beach has a population of around 20,182, according to the last census.

3. Neighborhoods

• Popular neighborhoods include Kenwood, known for its vibrant community and older homes.
• The Brook Street/Elliot Point area offers bayfront living and a golf cart-friendly community.
• Northgate is popular for its holiday light displays and well-maintained older homes.

4. Utility Costs

• Utility costs vary but expect around $30/month for gas, $150-$300/month for electric, and around $100/month for water and sewer.

5. Community Culture

• Fort Walton Beach boasts a mix of military, veterans, local Floridians, and a Southern charm, creating a respectful and engaging community.

6. School System

• The school system is rated between A to A-, with Fort Walton Beach High School ranked 98th in the state.

7. Weather

• Summers are hot and humid, while fall and spring offer pleasant weather. Winter can get cold, with temperatures ranging from the 40s to 50s.

8. Healthcare Facilities

• Fort Walton Beach has a hospital and urgent care facilities, with access to larger hospitals in nearby Pensacola.

9. Future Developments

• The Brooks Bridge is being replaced, which may cause traffic disruptions during construction.

10. Real Estate Trends

• Median home prices are around $338,000, with a year-over-year appreciation of 3-4%.

11. Housing Market

• It's still a seller's market with limited inventory, but buyers may have an advantage with the right offer.

12. Homeowners Insurance and Financing

• Hurricane insurance is included in every policy, but flood insurance may be required depending on the location.
• Various financing options are available, including VA loans, with a 25% down payment for non-primary homes.

Conclusion

Moving to Fort Walton Beach? Reach out to a local real estate expert for guidance and assistance. They can help you navigate the market and find the perfect home for your needs.